Car-free living

Wow, those cognitive distortion busting and anxiety management lessons I've spent so much time on are really coming in handy this morning.

I'm just laughing. There's nothing else to do about it (except for political action, more on that later). My insurance broker got back to me and told me they would insure me but would raise my rate from $77 a month to $425 a month.

I laughed at my broker when she told me. And laughed and laughed. The idea that I would give an insurance company $425 a month when I don't have to is just absurd. And said, I guess I'm going to be living in the city then and bike and bus and take cabs and rent cars when I want to get out of town. And then I gave her a lecture on how not having a car was going to keep us alive longer anyway. And how the insurance companies wouldn't be able to get away with this if more of us decided to give up our cars.

I was nice to her, though. Really I was. It's important to depersonalize these things a lot of the time.

And then I told her that, since I won't be driving anywhere I'll have lots of time to lobby for public auto insurance.

I'm just glad I have the choice in this.

The larger picture does bother me, though. My insurance agent is in South River, an area not known for availability of public transit. And an area where many, many people are barely scraping by just to support their families. One accident (and a minor one at that) has the potential to impoverish a family.

When visiting South River, I have heard many people refer to South River as the "welfare capital of the north". Well, hell if people can't afford to go to work, what choice do they have? I know, this isn't a problem that's limited to South River -- I am only using them as an example. And I'm not picking on my insurance agent because their only control over this is to go into another line of work .. But this was also heavy Mike Harris/Ernie Eves territory, and we know that neither Harris or Eves really cared all that much about the plight of the welfare mother who can't get auto insurance. And somebody voted them in. So in that sense all the South Rivers in the province and the people who voted for them are responsible.

As for me, I am fortunate that I have the choice. Maybe I'll move to Halifax and just rent a car every now and again to get out to the shore. Or maybe I'll move to Ottawa which is a cool city with great bike paths. I have options .. if I do decide to go further with this, it will be mostly for the benefit of those people who don't.

And of course to blow off some steam in a socially productive way.